Are Life Insurance Premiums Guaranteed Not to Change?

The life insurance plans we offer come with a guaranteed level premium, meaning your rate will stay the same for the entire term you choose—whether that’s 10, 15, 20, or 30 years—as long as you continue making payments. Once your policy is in place, the insurance company cannot increase your rate or alter the terms, giving you financial stability and peace of mind. If you decide you no longer need coverage before the term ends, you have the flexibility to cancel at any time without further payments. This built-in guarantee protects you from unexpected cost increases, making term life insurance a reliable and affordable option. Learn more about the benefits of term life insurance.